Ok, but I'm taking your skateboard as collateral.

好吧，我拿你的滑板鞋作为抵押品。

That led to a wave of foreclosures.

这导致了一波取消抵押品赎回权的浪潮。

The banker doesn't know whether or not to foreclose which would be a disaster.

银行可能会扣下抵押品，这个隐患。

Ok, but I'm taking your skateboard as collateral.

好吧，我要拿你的滑板鞋作为抵押品。

This is the collateral you give me.I give you the loan.

这你给我的抵押品 我贷款给你。

That is because the investments provided as collateral have a very low risk of default.

这因为作为抵押品提供的投资违约风险非常低。

Other reforms enabled women to use their land as collateral to obtain loans.

还有一些其他的改革允许性用地作为抵押品来获得贷款。

But lenders' greatest risk is that the gold price falls, undermining collateral values.

但出借方最的风险，黄金价格下跌，破坏抵押品价值。

'The firm does so when the security is good, ' I answered.

'如果抵押品值钱，本行办理这种业务的。'我回答说。

The problem persists today, and we've seen it most recently in the foreclosure crisis.

这个问题今天依然存，我们最失抵押品赎回权的危机中会常常看到这个问题。

To provide a buffer, regulators had required that loans be less than 75% of the value of collateral.

为了提供缓冲，监管方要求贷款低于抵押品价值的75%。

And the number of homeowners filing for foreclosure has hit its lowest point in three years.

而申请失抵押品赎回权的房主数量达到了三年来的最低点。

Under the central bank's new program, banks can offer certain investments as collateral to borrow for an emergency.

根据央行的新计划，银行可以提供某些投资作为抵押品，以备不时之需。

People who find themselves upside down in their mortgage often have no choice but to foreclose.

当人们发现自己负债与贷款关系" 颠倒" 之后，他们通常不得不取消抵押品赎回权。

The wide-ranging legislation would also extend the eviction and foreclosure moratoriums until the end of September.

这项范围广泛的立法还将把暂停驱逐和取消抵押品赎回权的期限延长到9月底。

The deep economic downturn is usually marked by events like mass job losses, bankruptcies, and foreclosures.

这种严重的经济低迷通常伴随着规模失业，企业破产潮以及失抵押品赎回权等现象。

Regulators are hitting 10 mortgage-servicing companies with 8.5 billion dollars in penalties for widespread abuses involving mortgages and foreclosures.

10家抵押公司因滥用抵押贷款和取消抵押品赎回权而受到总共85亿美元的处罚。

Most collateral is now high-quality American Treasury bonds or bills. Even so, there are reasons to worry.

现多数抵押品都高质量的美国国债或票据。即便如此，还有理由担忧。

In a usual repo transaction a bank borrows from competitors or the central bank and deposits collateral in exchange.

通常的回购交易中，银行向竞争对手或央行借款，并存入抵押品作为交换。

It would threaten financial markets. Since American Treasuries are very liquid and safe, they are widely used as collateral.

美国债务违约将威胁金融市场，由于流动性强并且十分安全，美国国债被广泛用做抵押品.