I'll dip into my savings this time.

这次要动用储蓄了。

I’m going to have to dig into my savings again.

【dig】又得动用储蓄了。

What do we call it when you actually have to go into your savings to spend something?

当您实际上必须动用储蓄来花钱， 们怎么称呼它？

Yet this is exactly what should be seen if some people are dipping into their excess savings.

然而，如果一些人动用自己的过剩储蓄，这正是应该看到的情况。

So I would try to avoid dipping into savings right now because I think that will be to your advantage in the long run.

所以现在会尽量避免动用储蓄， 因为认为从长远来看这对你有利。

So sometimes we save money ourselves and dip into that savings when we need it, and sometimes we borrow from other people who've saved money.

因此，有们自己存钱， 并在需要动用这些储蓄，有们向其他存钱的人借钱。

However, if things don’t improve, debt could become another issue. Expecting better days ahead, many households have continued to spend, by taking out loans and dipping into savings.

然而，如果情况没有改善， 债务可能成为另一个问题。许多家庭预计未来会有更好的日子， 他们通过贷款和动用储蓄继续消费。

Kind of similar. When you have to " dip into" your savings, it means to go into your saved money and take a little bit out for something.

有点像。当您不得不“动用”您的储蓄，这意味着动用您的积蓄并拿出一点来买点东西。

For months, she and her husband, a school security officer, have been dipping into savings and using credit cards to keep up with higher prices on food, gas, energy, as they take care of their two children.

库克的丈夫是一名学校警卫，家里有两个孩子。几个月来，为了负担上涨的食品、汽油、能源支出，他们一直在动用储蓄和信用卡。