The insurance policy covers your house against all types of damage, excluding those caused by acts of God.
这份保险单承保房屋可能损坏,但不包括自然灾害造成损害。
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Natural-disaster reinsurance is typically based on models incorporating the latest science rather than historical statistics, since extreme events are by definition rare.
自然灾害再保险的模型含最科学,历史统计数据,因为极端事件本质上罕见的。
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