So convert it into wizard money then convert it back into dollars, then factor in structural macroeconomics, bank loan fees, national fiscal polices...
When the Greek economy crashed in 2009, they went to the IMF, the European Central Bank, and the European Commission, who issued bailouts worth more than 240 billion euros, or 350 billion US dollars.
Much of that was driven by a big increase in petrol prices but even the " core" consumer-price index (CPI), which strips out food and energy prices, was up by 0.3% (an annualised pace of 4.1%).
Between 10: 30 and 3: 30 weekdays only and you pay a 50 pounds joining fee, the annual fee is 180 pounds, it works out at 15 pounds a month, so that would be quite a lot cheaper.