in arrears

The payments on that car loan are in arrears by three months.

购车贷款的偿付被拖欠了三个月。

I am two or three letters in arrears.

我还有两三信搁着复。

They were in arrears with their mortgage, so their home was repossessed.

按时还按揭贷款，所房子被收回了。

I received a curt letter telling me I was in arrears on my mortgage payments.

我收无礼的短信，说我拖欠了分期付款。